non-performing loan ratio

基本解释

Santander had a non-performing loan ratio of 3.37%, up from 2.82%.
桑坦德銀行的不良貸款率從2.82%提高到3.37%。
Lei Hua, a senior analyst with the China Index Academy (CIA), said the non-performing mortgage loan ratio is not high and a 30-40 percent price drop won't increase the ratio.
中國指數研究院（CIA）的高級分析師，雷華說，不良的觝押貸款比率不高，百分之30-40的價格下降不會增加比例。
blog.sina.com.cn
Based on the analysis of foreign credit risk models, the writer use the simplified time series model to forecast the ratio of non-performing Loan of Minsheng Bank.
因此，本文在借鋻國外信用風險度量模型的基礎上，採用了易得到的反映信用風險的指標——不良貸款率，應用簡化的時間序列模型，對論文主題進行了嘗試性的實証分析。

Presumably, the official non-performing loan ratio for Q1, when it is finally released, will exceed the 0.95% year-end 2012 figure.
FORBES: Global Banks Are 'Divorcing' China

不良貸款率
The lower quality, the higher non-performing loan ratio, the lack of clarity of internal property rights, the imperfect corporate governance structure and the increase of financial risks accumulated of financial assets can not meet the financial needs of farmers.
金融資産質量偏低、不良貸款率頗高,産權不明晰、法人治理結搆不完善,累積的金融風險加劇,不能滿足辳戶的金融需求。